Ralph is a native of Charlottesville, VA. An employment opportunity with Herbie Wiles Insurance brought him to St Augustine in 1988 and he has been with the agency ever since. Ralph holds a BSBA from the University of Florida. He is also a Certified Insurance Counselor and a Certified Floodplain Manager, possibly the only agent in NE Florida with this designation. He has been in the insurance industry fro 27 years and enjoys being able to meet new people and learn about how they run their business. Ralph wishes more people understood that "you get what you pay for. As agents, if we don't understand or know everything about your business then we cannot offer the right solutions for coverage."
Ralph has been happily married to his wife Jane of 26 years. Together they have 3 children, Hank, Katie and Maddy. He is active in the St. Augustine Sunrise Rotary Club, a past Chairman of the Chamber of Commerce and a member of the Economic Development Council. Most people don't know that Ralph is an excellent cook with a background in the restaurant industry and that he enjoys playing racquetball.
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