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We realize there are hundreds of companies that can offer you insurance. But at Herbie Wiles, we understand that everyone's needs are not the same. That's why, when it comes to getting the personal protection you want—for your family, your home, your vehicle and your valuables—we'll tailor an insurance program that best fits your needs and your budget.


Interested in lowering your auto insurance costs? Have a new driver in the family? Need help sorting through all the auto insurance options and add-ons? Let your local professionals at Herbie Wiles Insurance conduct a free analysis of your policy and needs. As an independent insurance agency, we represent numerous insurance companies, which lets us be sure you’re getting the best coverage at the best price. Request an auto quote here >>


Is your home underinsured? Up to 2/3 of homes might be. Have questions about the state of the industry in Florida? Wondering if your current company is there for the long haul? Want to work with an agent you know is looking out for your needs?

Insurance for valuable items – jewelry, antiques, collectibles, fine art – is more than just a good idea, it’s a necessity. Because we’re committed to providing the best possible customer service, we’ll be happy to take a look at your current homeowner’s policy and assess your valuable items to be sure you’re covered. Completely!

Don’t leave your home and your valuable possessions exposed.At Herbie Wiles Insurance, we have nearly 50 years of experience helping local homeowners assess their needs, with customer service that’s second to none. Request a homeowners insurance quote here >>


Think you don’t need flood insurance? Think again. About a quarter of all flood claims occur in low-to-moderate flood risk areas. Think you’re covered under your existing homeowner’s policy? You’re not. Homeowner’s insurance will not cover damages caused by a flood.

Even if you’re not located in a high-risk zone, flood insurance is a necessity for your financial security, and offers added protection that will repay you many times over if you, like so many of your North Florida neighbors, ever file a claim. And generally, flood insurance is a great value.

As a St. Augustine based insurance agency, Herbie Wiles Insurance knows the flood risks of living in Florida, which extend beyond hurricanes. We can help you decide if flood insurance is right for you, and if we don’t think it is, we’ll tell you that too. It’s easy to find out if you need flood insurance and what the premium for your property would be. Just fill out this quick form, and we’ll do the research and contact you quickly with a no-cost, no-obligation recommendation.


Let’s face it: Accidents happen. Consider giving yourself and your family an added layer of protection. While your homeowner’s and auto policy do include personal liability coverage, you can add an additional layer of protection with a separate personal umbrella policy, which will cover court fees, the injured person’s medical bills, lost wages and higher damage amounts.

In order to learn more about the affordable cost of a Personal Umbrella policy for your household, please answer the following questions. A representative will then contact you to provide you with your pricing indication and to receive a firm price quote, a representative will contact you to develop more specific information to tailor this coverage to your unique needs.


No one knows what the future holds but there are ways to safeguard you and your family from life’s more tragic turns. Whether it is a breadwinner suffering a disability that prevents them from earning a living or an untimely death that robs a family of means to maintain their home or provide support to a child’s education, there are products available that can take these worries away. Products such as: Life Insurance, Disability Insurance, Long Term Care Insurance & Fixed Annuities.

It is never easy to consider tragic events in life, but it does help to have someone knowledgeable yet compassionate to explain how the financial impact can be diminished. Don Lohr has been providing clients this service for more than 25 years and would appreciate the opportunity to meet with you. Please contact Don at 904-829-2201 for a complimentary evaluation to ensure your existing plan meets your current and future needs.


We are pleased to introduce you to our trusted partner First Coast Wealth Advisors a leader in providing comprehensive Investment Advisory and Wealth Management solutions.

Using a Values based process to uncover client goals, the team at First Coast provides wealth management solutions to clients that demand excellence, innovation, professionalism and an unparalleled level of personalized service.

We invite you to learn more by clicking here:

Fill out the form below or call us at 904.829.2201
  We are a leading provider in insurance and services in the insurance industry. Priding ourselves on providing the best customer experience possible while also giving you the lowest rates. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service.

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  400 North Ponce de Leon Blvd | St Augustine, FL 32084 | Local: 904.829.2201 | Toll- Free: 1.800.997.1961 | Fax: 904.829.2020