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On your mark, credit cards set and go…to the nearest mall, because it is holiday  shopping time. That’s right; soon millions of consumers will be flooding the malls  in search of the perfect gifts for everyone on their shopping list. But before you  hop in your car and drive to the nearest mall, you may want to check out these Holiday Shopping Car Safety Tips from Insurance.com.

Holiday Mall Parking Lot Many things can happen to your vehicle in a mall parking lot while you are inside  happily holiday shopping away. For instance, your car can get damaged by opening  doors, rolling shopping carts or testy drivers trying to fit into tight parking  spots. While this may seem like the price your car has to pay for trying to go to  the mall during the holidays – it doesn’t have to be.  There are many things you can  do to help keep you and your car safe while at the mall this holiday season.

Popular Shopping Malls After work and weekends are the most popular times for people to go holiday  shopping. With that being said, consider shopping during the day or before noon on  weekends. This will not only help you avoid over crowded mall parking lots, it will  also help you to get in and out of stores quickly!

In addition, avoid going to popular malls in your area during peak shopping  hours. This will help reduce the amount of cars and people you have to dodge and  help keep your car safe from potential theft and damage.

Stay Safe During The Holiday Season No matter when or where you go holiday shopping, safety should always be your first  priority – especially when it comes to your car. That’s because mall and shopping  center parking lots are prime targets for car theft, car vandalism and  robberies.

Holiday Shopping and Driving Safety Tips

  • Always park in a spot where there is plenty of light and if possible, park close  to your destination.
  • Avoid parking next to vans, trucks with camper shells, or cars with tinted  windows.
  • Close all windows and lock all doors.
  • Take note of where you parked your car and what store entrance it is closest to.
  • Shop with a friend or family member – having a friend walk to and from the  parking lot with you will help keep you both safe and sound.
  • Place your packages in your trunk or under your seat where no one can see them.
  • Condense your packages into one or two bags to create the illusion that you did  not purchase so many valuable (and theft-worthy) items.
  • If you run out to your car to drop off packages while shopping, make sure to  move your car to a new location before heading back into the mall. This will help  lead anyone that is watching you to believe that you and your packages have headed  home for the night.
  • Leave your most expensive purchases until the end of the day when you can  quickly hop in your car and go directly home.
  • Request for a security guard to escort to your car.
  • When walking to your car have your head up and your keys ready, the last thing  you want to do is appear vulnerable to criminals. In addition, make sure to look  under and in front of your car to make sure that no one is waiting to attack  you.
  • Do not approach your car alone if there are suspicious people in the area.
  • Be aware of your surroundings. Often thieves will disguise themselves as normal  shoppers who accidentally bump into you stealing your purse, wallet, packages, car  keys or even worse, attacking you.
  • When entering your car, make sure to check your front seat and back seat for  anyone that could potentially be hiding in the car.
  • Get into the car, lock the doors and exit the area immediately. Criminals prey  on shoppers who sit in their cars to make phone calls or review their purchases for  the day. Don’t leave yourself susceptible to such a risk.

What Your Auto Insurance Coverage Won’t Cover Through the course of a shopping day, many people will take packages to and from  their car to lessen the load while they are walking through the mall. Even though  this may seem like a great idea at the time, it is not if the gifts are stolen from  your car. That’s because many auto insurance companies will not cover holiday packages  stolen from a policy holder’s car – even if they were securely stored in your trunk.  However, if you paid for your gifts with a credit card you might be in luck! Some  credit card companies will cover stolen purchases if they were paid for with their credit card.

Regardless of how you paid for your gifts, you should always file a police report  to help alert police of the incident and to potentially prevent this crime from  happening to someone else.

Upgrade or change Your Auto Insurance If your auto insurance policy does not cover stolen property from your vehicle and you are interested in upgrading your insurance to cover such an occurrence, call us at 904-829-2201. Follow us on Twitter for more tips on how to stay safe this holiday season!

Posted 11:14 AM

Tags: holidays
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